Albert Einstein reportedly once told his accountant, “the hardest thing in the world to understand is income taxes.” This observation from the Nobel Prize-winning physicist remains relevant today, as our tax system has only grown more complex in the decades […]Read More »

Have you ever found yourself scrolling through social media only to stumble across an ad that feels like it was made just for you? Before you know it, you click “Add to Cart” without a second thought. That’s the power of […]Read More »

We have received important questions about trade policy and its potential impacts on markets and portfolios. With new trade tensions emerging between the U.S. and key trading partners, many investors are wondering how this might affect their investments. This topic is […]Read More »

Think back to the 1940s when computers were enormous machines that filled entire buildings. These early computers used big glass tubes that broke easily and needed lots of power to run. Someone at IBM even thought only five computers would […]Read More »

When it comes to growing wealth, it’s not just the big moves—like landing a high-paying job or making a profitable investment—that can create meaningful change. The truth is that small, consistent actions, or micro financial habits, lead to significant growth […]Read More »

The stock market has struggled in recent weeks as concerns have grown around interest rates, market valuations, the direction of the economy, and more. Since the market peak on December 6 last year, the S&P 500 has pulled back 4.3% […]Read More »

The start of the year is the perfect time to prioritize both personal and financial well-being. While physical health often takes center stage in New Year’s resolutions, financial fitness deserves equal attention. This is especially true after two years of […]Read More »

As we wrap up 2024, I want to take a moment to thank you – on behalf of all of us at The Art of Financial Planning and Redwood Financial Planning – for allowing me to be part of your […]Read More »

When it comes to managing our investments, we can be our own worst enemies. Behavioral finance research has revealed how emotional and cognitive biases can lead investors to make financial decisions that harm rather than benefit them. From panic selling […]Read More »

As the year draws to a close, it’s essential to recognize the significance of maximizing retirement contributions and harnessing valuable tax benefits. Retirement accounts such as 401(k)s, IRAs, and Health Savings Accounts (HSAs) are powerful tools with distinct advantages that […]Read More »