You’ve probably seen it at checkout—an option to buy what you want now and pay for it later in smaller chunks. It sounds great, right? No waiting, no credit card hassle, just easy installments. “Buy Now, Pay Later” (BNPL) services […]Read More »

What’s Happening Sure, all this can be scary when you see it dominating the headlines.   Please know we are watching, we are waiting and we are being patient.  We are prepared to take some risk off if our indicators tell […]Read More »

A Roth IRA offers a powerful way to create tax-free income in retirement, especially if it aligns with your long-term financial strategy. Since Roth IRA contributions are made with after-tax dollars, qualified withdrawals can be entirely tax-free, provided IRS requirements […]Read More »

After reaching more new highs recently, markets have pulled back and gotten choppy. Let’s break down what’s happening and why it matters. What’s driving recent volatility? Concerns about the impact of inflation and tariffs on consumer sentiment are one major […]Read More »

It’s been hard to miss the wave of attention-grabbing headlines lately. News cycles have been dominated by concerns over Big Tech’s earnings, trade tensions, and a potential economic slowdown in 2025. Even seasoned investors can feel uneasy when faced with […]Read More »

Albert Einstein reportedly once told his accountant, “the hardest thing in the world to understand is income taxes.” This observation from the Nobel Prize-winning physicist remains relevant today, as our tax system has only grown more complex in the decades […]Read More »

Have you ever found yourself scrolling through social media only to stumble across an ad that feels like it was made just for you? Before you know it, you click “Add to Cart” without a second thought. That’s the power of […]Read More »

We have received important questions about trade policy and its potential impacts on markets and portfolios. With new trade tensions emerging between the U.S. and key trading partners, many investors are wondering how this might affect their investments. This topic is […]Read More »

Think back to the 1940s when computers were enormous machines that filled entire buildings. These early computers used big glass tubes that broke easily and needed lots of power to run. Someone at IBM even thought only five computers would […]Read More »

When it comes to growing wealth, it’s not just the big moves—like landing a high-paying job or making a profitable investment—that can create meaningful change. The truth is that small, consistent actions, or micro financial habits, lead to significant growth […]Read More »