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Financial Planning

How to Make Your Mortgage Work for Your Bigger Financial Picture

June 3, 2025June 3, 2025 Jared Friedman CFP®Financial Planning

For most people, a mortgage is the largest financial obligation they’ll ever take on. But while it might seem like a fixed cost you just deal with every month, your mortgage can actually be a flexible and powerful tool in […]

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What Debt, Deficits, and the Moody’s Downgrade Mean for Investors

May 20, 2025May 20, 2025 Jared Friedman CFP®Financial Planning

Moody’s recent downgrade of the U.S. credit rating marks an official end to the country’s top-tier debt status. Following Fitch’s downgrade in 2023 and Standard & Poor’s move in 2011, Moody’s decision to lower the rating from Aaa to Aa1 […]

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College Planning: Key Financial Considerations

April 29, 2025April 29, 2025 Jared Friedman CFP®Financial Planning

Benjamin Franklin once said that “an investment in knowledge pays the best interest.” As many high school seniors prepare to make their final college decisions, families face one of the most significant financial commitments of their lives. The investment in […]

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Tax Refund? What to Do with It

April 23, 2025April 23, 2025 Jared Friedman CFP®Financial Planning

Tax season can feel like a relief, especially if you’re expecting a refund. While it’s tempting to spend that refund on something fun, why not consider using it to strengthen your financial future? Pay Down Debt If you have high-interest […]

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Seven Habits of Financially Literate People

April 15, 2025April 15, 2025 Jared Friedman CFP®Financial Planning

If you’ve ever wondered what makes some people truly financially literate, it’s not just about understanding your budget and investments. Financially literate investors understand that it’s all about setting goals, sticking to a plan, and being disciplined with how they […]

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Recent Posts

  • How to Make Your Mortgage Work for Your Bigger Financial Picture
  • Beyond the S&P 500: Opportunities for Diversification
  • What Debt, Deficits, and the Moody’s Downgrade Mean for Investors
  • Special Update: What U.S.-China Trade Progress Means for Investors
  • Lessons from Warren Buffett for Today’s Market

The Pocket Financial Planner

Jared Friedman CFP®

The Art of Financial Planning is a blog that focuses on financial planning and  money management. I work at Redwood Financial Planning.  Learn more here.

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Advisory Services offered through Redwood Financial Planning, a Registered Investment Advisor. Advisory services are only offered to clients or prospective clients where Redwood Financial Planning and its representatives are properly licensed or exempt from licensure.

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