Does it seem more challenging these days when you grocery shop or buy gifts for family and friends to stay within a budget? Would you like to adhere to your household budget without feeling deprived? If you answered “yes” to either of these questions, the solution may be easier than you think.
Plan ahead. Seasoned bargain shoppers make a list before they go into any store and only buy what they need. A list gives you time to think about what you really need and helps avoid impulse purchases.
Here are some additional tips for saving while you shop:
- If you are loyal to a particular store, product, or brand, subscribe to the free e-newsletter on the company’s website for special coupons or promotions.
- Make homemade gifts and cards for special occasions with items you have around the house. Recycle unused presents taking up closet space and give to those who will appreciate them.
- Form a neighborhood or worksite swap. Designate one day a month to trade books, DVDs, CDs, clothing, and small home items. Remember, one person’s trash is another’s treasure!
- Search online coupon sites for the best bargains, and also cut coupons from newspapers and magazines. Have your children join in and make it a family project. Look for restaurant coupons that advertise buy-one-get-one free or kids-eat-free nights. Supermarket coupons can also help to cut your weekly food bill.
- Plan for affordable meals each week by creating your family’s menu around the weekly sales flyers.
- Switch from brand name items to generic items. You may be able to save without sacrificing quality.
- If you usually buy birthday or holiday gifts for a group of friends, get together and put everyone’s name in a box. Each person can choose one name from the box to buy for. You and your friends will save money and time, while preserving the joy of gift-giving and receiving.
If you find yourself second guessing a purchase, ask yourself the following questions: Is this item really necessary? Can I pay for it without going into debt? Do I need it right now?
Bargain shopping can be fun and easier than you think. By applying some of these saving tips and refraining from impulse buying, you may be able to live within your means while still enjoying life’s simple pleasures.
-Jared
