If you have a problem and you know you have a problem and you do nothing to solve the problem, you lose the right to complain about the problem. It’s no longer a problem, at that point it has become reality.
Your problems should be temporary.
Not having enough money to retire, send kids to college, buy a house and to take care of emergence are temporary problems. With the right savings plan these things can be taken care of. Period.
It might not be easy, you might have to give things up or work longer hours…but it can be done. I see it every day. I see people with average incomes saving enough money for their future.
What’s your problem?
Are your internal issues preventing you from developing the right plan?
Why are you letting that happen?
It’s time to get unstuck.
I read somewhere that external things will not fix internal issues and that most problems can be fixed from within. Setting yourself up for financial success is no different.
Having realistic goals, a handle on cash flow and a smart savings plan are all things that start at home and will lead to solutions.
It’s very easy for me to write all of this because I am not living in your head. I don’t have your issues. But I’m sure they are not as unique as you think they are. You need to believe that other people have overcome the same or even worse problems.
You can do it too.
I hope this post will help you take the first step to a new reality.
-Jared S. Friedman