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Financial Planning

How Government Shutdowns Affect Markets and the Economy

September 30, 2025September 30, 2025 Jared Friedman CFP®Financial Planning

Washington is back in the headlines as the federal government faces a shutdown if policymakers can’t reach a new funding agreement. This adds to a year in which government policies around trade, taxes, immigration, and more have created uncertainty for […]

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What the Fed is Considering — Where Things Stand

September 16, 2025September 16, 2025 Jared Friedman CFP®Financial Planning

The Federal Reserve is widely expected to deliver its first rate cut of 2025 in its September meeting (Sept. 16–17). The benchmark federal funds rate has been held steady at 4.25%–4.50% since December 2024. Most projections suggest a 25 basis […]

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Starting to Invest Early Is the Smartest Money Move You Can Make

July 29, 2025July 29, 2025 Jared Friedman CFP®Financial Planning

When people think of investing, they often imagine something that comes later in life—after landing a steady job or building up a big savings account. But the truth is, the earlier you start, the more powerful your money becomes. Even […]

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Understanding Social Security and Your Retirement Plan

July 22, 2025July 22, 2025 Jared Friedman CFP®Financial Planning

Social Security is a government program that helps retired Americans. It has been around for 90 years. As more people get older, many worry if Social Security will still be there when they retire. Social Security is important, but it […]

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What the “One Big Beautiful Bill” Means for You

July 8, 2025July 8, 2025 Jared Friedman CFP®Financial Planning

After months of negotiations, a new tax and spending bill was approved by Congress and signed into law by President Trump on July 4. This new budget is far-reaching, including making many parts of the Tax Cuts and Jobs Act […]

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The Pocket Financial Planner

Jared Friedman CFP®

The Art of Financial Planning is a blog that focuses on financial planning and  money management. I work at Redwood Financial Planning.  Learn more here.

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