The Federal Reserve has been in the headlines a lot lately as analysts try to figure out when policymakers will cut interest rates. Why does the Fed matter so much? Let’s discuss. The Fed’s decisions on interest rates are a […]
Consumer spending is the backbone of the U.S. economy, constituting over two-thirds of our nearly $28 trillion GDP. When consumers spend money on everyday goods and services, and make large one-time purchases, it not only helps to spur economic growth […]
The S&P 500 broke the 5,000 level recently for the first time in history as investors embraced euphoria and rallied.1 And then tumbled as investors got jittery.2 Then yo-yo’d a bit more. What’s going on? Let’s talk about investor psychology. Fear […]
Looking ahead at a home purchase? High rates convincing you to stay put as long as possible? With mortgage rates pushing above 7% again, you might think a reasonable mortgage is out of reach. I’ve got some not-so-great news for […]
In a world where the future is uncertain, the importance of saving for retirement cannot be overstated. As we navigate the complexities of financial planning, one beacon of hope emerges—the 401(k) plan. Widely adopted by employers as a cornerstone of […]
