Pay Down or Save Up
You can use a variety of strategies to pay off debt, many of which can cut not only the amount of time it will take to pay off the debt but also the total interest paid. But like many people, […]
Risk Reminder
Few terms in personal finance are as important, or used as frequently, as “risk.” Nevertheless, few terms are as imprecisely defined. Generally, when financial advisors or the media talk about investment risk, their focus is on the historical price volatility […]
Home Affordability
An old rule of thumb said that you could afford to buy a house that cost between one and a half and two and a half times your annual salary. In reality, there’s a lot more to take into consideration. […]
Falling off the Wagon
A financial crisis can be scary at any age. It doesn’t matter if your 20, 30, 40 or even 50. Perhaps you’re way behind on saving for retirement or have too much debt from unnecessary spending. Or maybe an unexpected […]
Tax Day!
An amazing passage.. As your income taxes come due, you might be like many people—complaining at what you have to fork over to the government. Forty percent of everything I make goes to these people? And for what?! First off, […]
