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Waiting to collect Social Security until age 70…is it worth it?

November 11, 2025November 11, 2025 Jared Friedman CFP®Financial Planning

You’ve probably heard some version of this advice: “Wait until 70 to claim Social Security. You’ll get the biggest check.” Mathematically, that’s true. But real life doesn’t follow spreadsheet logic. The idea that waiting is always better has become something […]

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Roth IRA vs. Traditional IRA: Which One Makes More Sense for You?

October 28, 2025October 28, 2025 Jared Friedman CFP®Financial Planning

If you’re saving for retirement, you’ve probably asked the classic question: Should I contribute to a Roth IRA or a Traditional IRA? Both accounts are powerful tools—but which one fits you best depends on your tax bracket today, your expected […]

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How To Turn Your Savings Into a Reliable Retirement Paycheck

October 21, 2025October 23, 2025 Jared Friedman CFP®Financial Planning

If you’re within 5–10 years of retirement, the most important question isn’t “Did I pick the best funds?”—it’s “How do I create a steady paycheck I won’t outlive—without overpaying in taxes?” This guide walks you through the key decisions most […]

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Understanding Social Security and Your Retirement Plan

July 22, 2025July 22, 2025 Jared Friedman CFP®Financial Planning

Social Security is a government program that helps retired Americans. It has been around for 90 years. As more people get older, many worry if Social Security will still be there when they retire. Social Security is important, but it […]

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The Middle East Conflict: How Wars Impact Investors

June 18, 2025June 18, 2025 Jared Friedman CFP®Investing Intelligence

The conflict between Israel and Iran has captured global attention and created uncertainty in financial markets. Israeli strikes on Iranian nuclear facilities and military targets began on June 13 and quickly led to retaliatory attacks. While the situation is still […]

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The Pocket Financial Planner

Jared Friedman CFP®

The Art of Financial Planning is a blog that focuses on financial planning and  money management. I work at Redwood Financial Planning.  Learn more here.

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Advisory Services offered through Redwood Financial Planning, a Registered Investment Advisor. Advisory services are only offered to clients or prospective clients where Redwood Financial Planning and its representatives are properly licensed or exempt from licensure.

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