Saving for Retirement & Child’s Education You want to retire comfortably when the time comes. You also want to help your child go to college. But only have $1 at the end of the month… So how do you juggle […]
Financial Planners Unite! The World Needs Us! I recently read a study done by the Harvard Business review where they tracked the spending habits of 235 U.S households for a year. Their findings were not surprising. These 235 households had […]
The answer is…it depends. We all want to believe that retirement planning is a clean analysis that can be run to peg the exact amount of money we need to eventually stop working. Maybe we need: 75% of income (adjusted […]
Retirement Study A 2015 study found that 41% of households headed by someone aged 55 to 64 had no retirement savings, and only about a third of them had a traditional pension. Among households in this age group with savings, […]
As a CERTIFIED FINANCIAL PLANNER® I talk to clients regularly about the importance of living below their means. I understand that on the surface it sounds easy but in reality for some its very difficult. Either they don’t make enough […]
