An Emergency Fund
An emergency fund is a little bit like insurance. You’re not going to need it all the time, but when you do need it, it’s absolutely crucial for keeping your finances in check. An emergency fund is an account that […]
Financial Planning
Interest Rates and Life
Since the late 80’s mortgage rates have been trending down…..until COVID hit, inflation rose and housing inventory dried up Mortgage rates hit bottom late 2020. Since then, they have screamed higher, crossing 7% a few months ago. Where they go […]
How the Failure of First Republic Impacts the Financial System
On the morning of May 1, it was announced that First Republic Bank had been taken over by the FDIC and sold to JPMorgan Chase. Eleven major banks had previously infused First Republic with $30 billion in deposits to stabilize […]
15 Ways To Make More Money
Money is an essential aspect of our lives, and we all need it to survive. However, with the rising cost of living, it can be challenging to make ends meet, and sometimes, we need extra cash to achieve our goals […]
Controlling the Cost of Housing and Transportation: Tips and Strategies
When we’re young, we tend to spend money on the things that are most fun or exciting. We buy new clothes and go out with friends. However, as we get older and start thinking about the future, it’s important to […]
