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Financial Planning

Understanding Social Security and Your Retirement Plan

July 22, 2025July 22, 2025 Jared Friedman CFP®Financial Planning

Social Security is a government program that helps retired Americans. It has been around for 90 years. As more people get older, many worry if Social Security will still be there when they retire. Social Security is important, but it […]

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What the “One Big Beautiful Bill” Means for You

July 8, 2025July 8, 2025 Jared Friedman CFP®Financial Planning

After months of negotiations, a new tax and spending bill was approved by Congress and signed into law by President Trump on July 4. This new budget is far-reaching, including making many parts of the Tax Cuts and Jobs Act […]

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5 Essential Documents Everyone Should Have for Emergencies

June 10, 2025June 10, 2025 Jared Friedman CFP®Financial Planning

Most of us don’t like to think about emergencies, and honestly, who can blame us? Life is busy enough without imagining worst-case scenarios. But taking the time now to get your paperwork in order can make a huge difference later—especially […]

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How to Make Your Mortgage Work for Your Bigger Financial Picture

June 3, 2025June 3, 2025 Jared Friedman CFP®Financial Planning

For most people, a mortgage is the largest financial obligation they’ll ever take on. But while it might seem like a fixed cost you just deal with every month, your mortgage can actually be a flexible and powerful tool in […]

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What Debt, Deficits, and the Moody’s Downgrade Mean for Investors

May 20, 2025May 20, 2025 Jared Friedman CFP®Financial Planning

Moody’s recent downgrade of the U.S. credit rating marks an official end to the country’s top-tier debt status. Following Fitch’s downgrade in 2023 and Standard & Poor’s move in 2011, Moody’s decision to lower the rating from Aaa to Aa1 […]

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The Pocket Financial Planner

Jared Friedman CFP®

The Art of Financial Planning is a blog that focuses on financial planning and  money management. I work at Redwood Financial Planning.  Learn more here.

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Advisory Services offered through Redwood Financial Planning, a Registered Investment Advisor. Advisory services are only offered to clients or prospective clients where Redwood Financial Planning and its representatives are properly licensed or exempt from licensure.

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