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Financial Planning

College Planning: Key Financial Considerations

April 29, 2025April 29, 2025 Jared Friedman CFP®Financial Planning

Benjamin Franklin once said that “an investment in knowledge pays the best interest.” As many high school seniors prepare to make their final college decisions, families face one of the most significant financial commitments of their lives. The investment in […]

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Tax Refund? What to Do with It

April 23, 2025April 23, 2025 Jared Friedman CFP®Financial Planning

Tax season can feel like a relief, especially if you’re expecting a refund. While it’s tempting to spend that refund on something fun, why not consider using it to strengthen your financial future? Pay Down Debt If you have high-interest […]

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Seven Habits of Financially Literate People

April 15, 2025April 15, 2025 Jared Friedman CFP®Financial Planning

If you’ve ever wondered what makes some people truly financially literate, it’s not just about understanding your budget and investments. Financially literate investors understand that it’s all about setting goals, sticking to a plan, and being disciplined with how they […]

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The Impact of “Buy Now, Pay Later”

March 25, 2025March 25, 2025 Jared Friedman CFP®Financial Planning

You’ve probably seen it at checkout—an option to buy what you want now and pay for it later in smaller chunks. It sounds great, right? No waiting, no credit card hassle, just easy installments. “Buy Now, Pay Later” (BNPL) services […]

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Should You Consider a Roth Conversion This Year?

March 11, 2025March 11, 2025 Jared Friedman CFP®Financial Planning

A Roth IRA offers a powerful way to create tax-free income in retirement, especially if it aligns with your long-term financial strategy. Since Roth IRA contributions are made with after-tax dollars, qualified withdrawals can be entirely tax-free, provided IRS requirements […]

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The Pocket Financial Planner

Jared Friedman CFP®

The Art of Financial Planning is a blog that focuses on financial planning and  money management. I work at Redwood Financial Planning.  Learn more here.

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Advisory Services offered through Redwood Financial Planning, a Registered Investment Advisor. Advisory services are only offered to clients or prospective clients where Redwood Financial Planning and its representatives are properly licensed or exempt from licensure.

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