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One Economy, Two Experiences

November 18, 2025November 18, 2025 Jared Friedman CFP®Financial Planning

The stock market hits new highs. Luxury brands shatter earnings expectations. Delta sells more premium seats than coach. And yet… Some people postpone medical care. Food bank lines stretch around city blocks. Car repossessions have spiked. So…is the economy booming […]

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Waiting to collect Social Security until age 70…is it worth it?

November 11, 2025November 11, 2025 Jared Friedman CFP®Financial Planning

You’ve probably heard some version of this advice: “Wait until 70 to claim Social Security. You’ll get the biggest check.” Mathematically, that’s true. But real life doesn’t follow spreadsheet logic. The idea that waiting is always better has become something […]

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Roth IRA vs. Traditional IRA: Which One Makes More Sense for You?

October 28, 2025October 28, 2025 Jared Friedman CFP®Financial Planning

If you’re saving for retirement, you’ve probably asked the classic question: Should I contribute to a Roth IRA or a Traditional IRA? Both accounts are powerful tools—but which one fits you best depends on your tax bracket today, your expected […]

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How To Turn Your Savings Into a Reliable Retirement Paycheck

October 21, 2025October 23, 2025 Jared Friedman CFP®Financial Planning

If you’re within 5–10 years of retirement, the most important question isn’t “Did I pick the best funds?”—it’s “How do I create a steady paycheck I won’t outlive—without overpaying in taxes?” This guide walks you through the key decisions most […]

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Trade War with China: The Latest Tariff Tantrum and Market Volatility

October 14, 2025October 14, 2025 Jared Friedman CFP®Investing Intelligence

The market recently experienced its largest one-day decline since April, driven by escalating tensions between the U.S. and China over rare earth metals and tariff threats. While the brief selloff rattled some investors, markets quickly improved following softer language from […]

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The Pocket Financial Planner

Jared Friedman CFP®

The Art of Financial Planning is a blog that focuses on financial planning and  money management. I work at Redwood Financial Planning.  Learn more here.

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Advisory Services offered through Redwood Financial Planning, a Registered Investment Advisor. Advisory services are only offered to clients or prospective clients where Redwood Financial Planning and its representatives are properly licensed or exempt from licensure.

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