Is $1,000,000 Enough?
The answer is…it depends. We all want to believe that retirement planning is a clean analysis that can be run to peg the exact amount of money we need to eventually stop working. Maybe we need: 75% of income (adjusted […]
financial planning
6 Alternative Financial Planning Steps
The financial planning process is a logical, six-step procedure: (1) determine your current financial situation. (2) develop financial goals. (3) identify alternative courses of action. (4) evaluate alternatives. (5) create and implement a financial action plan (6) reevaluate and revise […]
Pay Yourself First
As a CERTIFIED FINANCIAL PLANNER® I talk to clients regularly about the importance of living below their means. I understand that on the surface it sounds easy but in reality for some its very difficult. Either they don’t make enough […]
4 Ways To Double Your Tax Refund
Is Tax Day a good or bad day for you? In the financial planning world, we would say that getting a big refund means it’s a bad day… I bet you didn’t see that coming! A big refund is merely […]
Retirement Portfolio – Pay Attention!
Your Retirement Portfolio is Very Important. I am reviewing a new client’s retirement portfolio from one of the big wire houses’ and I swear there is steam coming out of my ears. Why you ask? Let me tell you: […]
