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5 Essential Documents Everyone Should Have for Emergencies

June 10, 2025June 10, 2025 Jared Friedman CFP®Financial Planning

Most of us don’t like to think about emergencies, and honestly, who can blame us? Life is busy enough without imagining worst-case scenarios. But taking the time now to get your paperwork in order can make a huge difference later—especially […]

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How to Make Your Mortgage Work for Your Bigger Financial Picture

June 3, 2025June 3, 2025 Jared Friedman CFP®Financial Planning

For most people, a mortgage is the largest financial obligation they’ll ever take on. But while it might seem like a fixed cost you just deal with every month, your mortgage can actually be a flexible and powerful tool in […]

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Beyond the S&P 500: Opportunities for Diversification

May 28, 2025May 28, 2025 Jared Friedman CFP®Investing Intelligence

It’s well known that stocks are one of the foundations of long-term portfolios. When included as part of a comprehensive financial plan, stocks have historically created wealth and helped investors achieve their financial goals. However, a natural question is: what […]

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What Debt, Deficits, and the Moody’s Downgrade Mean for Investors

May 20, 2025May 20, 2025 Jared Friedman CFP®Financial Planning

Moody’s recent downgrade of the U.S. credit rating marks an official end to the country’s top-tier debt status. Following Fitch’s downgrade in 2023 and Standard & Poor’s move in 2011, Moody’s decision to lower the rating from Aaa to Aa1 […]

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Special Update: What U.S.-China Trade Progress Means for Investors

May 13, 2025May 13, 2025 Jared Friedman CFP®Investing Intelligence

The recent trade announcement between the U.S. and China reverses many of the tariffs that rattled financial markets beginning in April. This agreement, which lasts 90 days, lowers U.S. tariff rates on China from 145% to 30%, and China’s rates […]

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The Pocket Financial Planner

Jared Friedman CFP®

The Art of Financial Planning is a blog that focuses on financial planning and  money management. I work at Redwood Financial Planning.  Learn more here.

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