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The Role of Bonds

October 6, 2026October 6, 2026 Jared Friedman CFP®Investing Intelligence

Bonds have a reputation for being the boring part of an investment portfolio. They’re supposed to provide a little stability. No drama, please! Well, the market apparently didn’t get the memo. Government bonds have been selling off recently, pushing Treasury […]

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What 7% Mortgage Rates Could Mean for Housing and the Economy

September 29, 2026September 29, 2026 Jared Friedman CFP®Financial Planning

Mortgage rates affect much more than a homeowner’s monthly payment. They also influence home sales, home prices, consumer spending, and the broader economy. For many households, a home is their largest asset, biggest monthly expense, and most significant source of […]

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What does the first Fed rate hike in three years mean?

September 22, 2026September 22, 2026 Jared Friedman CFP®Financial Planning

At its September meeting, the Fed unanimously decided to raise its benchmark interest rate by 0.25%, to a range of 3.75% to 4.0%. This is the first rate increase since 2023 and is in response to higher inflation, primarily due […]

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4 Risks of Retirement Planning

September 15, 2026September 15, 2026 Jared Friedman CFP®Financial Planning

When you think about retirement planning, what comes to mind first? Your savings? Your investments? Whether your money will last? Those are the right questions. They’re just not the whole list. A compelling framework from Chris Heye, Ph.D., published in […]

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Why Interest Rates Are Rising

September 8, 2026September 8, 2026 Jared Friedman CFP®Financial Planning

Everything has a price. A gallon of gas. A house. Your morning cup of coffee. Money has a price, too. And lately, that price has been going up. In August, the yield on the 30-year U.S. Treasury climbed above 5.3%…reaching […]

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The Pocket Financial Planner

Jared Friedman CFP®

The Art of Financial Planning is a blog that focuses on financial planning and  money management. I work at Redwood Financial Planning.  Learn more here.

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